PRIVACY POLICY - COMMITMENT TO YOUR PRIVACY

This site is owned and operated by VBA Marketing. Your privacy on the Internet is of the utmost importance to us. At

VBA Marketing, we want to make your experience online satisfying and safe.

Because we gather certain types of information about our users, we feel you should fully understand our policy and the terms and

conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and

how we use it.

INFORMATION VBA Marketing GATHERS AND TRACKS

VBA Marketing gathers two types of information about users:

Information that users provide through optional, voluntary submissions. These are voluntary submissions to receive our electronic

newsletters, to participate in our message boards or forums, to email a friend, and from participation in polls and surveys:


Information VBA Marketing gathers through aggregated tracking information derived mainly by tallying page views throughout our

sites. This information allows us to better tailor our content to readers' needs and to help our advertisers and sponsors better

understand the demographics of our audience. Because VBA Marketing derives its revenue mainly from sponsorships and

advertising, providing such aggregated demographic data is essential to keeping our service free to users. Under no circumstances

does VBA Marketing divulge any information about an individual user to a third party.

VBA Marketing Gathers User Information In The Following Processes:

Optional Voluntary Information

We offer the following free services, which require some type of voluntary submission of personal information by users:

1. Electronic newsletters policy (Dispatches)

We will offer a free electronic newsletter to users. VBA Marketing gathers the email addresses of users who voluntarily

subscribe. Users may remove themselves from this mailing list by following the link provided in every newsletter that points users

to the subscription management page. Users can also subscribe to the newsletters at the time of registration.

2. Surveys

VBA Marketing  may occasionally conduct user surveys to better target our content to our audience. We never share any of this information about

specific individuals with any third party.

Children

Consistent with the Federal Children's Online Privacy Protection Act of 1998 (COPPA), we will never knowingly request personally

identifiable information from anyone under the age of 13 without requesting parental consent.

Usage tracking

VBA Marketing tracks user traffic patterns throughout all of our sites. However, we do not correlate this information with

data about individual users. VBA Marketing does break down overall usage statistics according to a user's domain name, browser

type, and MIME type by reading this information from the browser string (information contained in every user's browser).

VBA Marketing sometimes tracks and catalogs the search terms that users enter in our Search function, but this tracking is

never associated with individual users. We use tracking information to determine which areas of our sites users like and don't

like based on traffic to those areas. We do not track what individual users read, but rather how well each page performs overall.

This helps us continue to build a better service for you.

Cookies

We may place a text file called a "cookie" in the browser files of your computer. The cookie itself does not contain Personal

Information although it will enable us to relate your use of this site to information that you have specifically and knowingly

provided. But the only personal information a cookie can contain is information you supply yourself. A cookie can't read data off

your hard disk or read cookie files created by other sites. VBA Marketing uses cookies to track user traffic patterns (as

described above). Our advertising system delivers a one-time cookie to better track ad impressions and click rates.

You can refuse cookies by turning them off in your browser. If you've set your browser to warn you before accepting cookies, you

will receive the warning message with each cookie. You do not need to have cookies turned on to use this site. However, you do

need cookies to participate actively in message boards, forums, polling and surveys.

Privacy Policy Use
How the information you gather is used if relevent.

USE OF INFORMATION

VBA Marketing uses any information voluntarily given by our users to enhance their experience in our network of sites, whether

to provide interactive or personalized elements on the sites or to better prepare future content based on the interests of our

users.

As stated above, we use information that users voluntarily provide in order to send out electronic newsletters and to enable users

to participate in polls, surveys, message boards, and forums. We send out newsletters to subscribers on a regular schedule

(depending on the newsletter), and occasionally send out special editions when we think subscribers might be particularly

interested in something we are doing. VBA Marketing never shares newsletter mailing lists with any third parties, including

advertisers, sponsors or partners.

When we use tracking information to determine which areas of our sites users like and don't like based on traffic to those areas.

We do not track what individual users read, but rather how well each page performs overall. This helps us continue to build a

better service for you. We track search terms entered in Search function as one of many measures of what interests our users. But

we don't track which terms a particular user enters.

VBA Marketing creates aggregate reports on user demographics and traffic patterns for advertisers, sponsors and partners. This

allows our advertisers to advertise more effectively, and allows our users to receive advertisements that are pertinent to their

needs. Because we don't track the usage patterns of individual users, an advertiser or sponsor will never know that a specific

user clicked their ad. We will not disclose any information about any individual user except to comply with applicable law or

valid legal process or to protect the personal safety of our users or the public.

SHARING OF THE INFORMATION

VBA Marketing uses the above-described information to tailor our content to suit your needs and help our advertisers better

understand our audience's demographics. This is essential to keeping our service free. We will not share information about

individual users with any third party, except to comply with applicable law or valid legal process or to protect the personal

safety of our users or the public.

SECURITY

VBA Marketing operates secure data networks protected by industry standard firewall and password protection systems. Our

security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to

the information provided by our customers.

OPT-OUT POLICY

We give users options wherever necessary and practical. Such choices include:

Opting not to register to receive our electronic newsletters.


Opting not to participate in certain interactive areas, which completely alleviates the need to gather any personally identifiable

information from our users
YOUR CONSENT

By using this site, you consent to the collection and use of this information by VBA Marketing. If we decide to change our

privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use

it, and under what circumstances we disclose it.